Get a Quick Quote.At eQuote Direct we offer low cost trade insurance for anyone working in the motor trade. We have the flexibility to tailor a policy to suit your needs and your budget.
Get a quote today and let us start saving you money.
We're A UK Leading Motor Trade Broker
We have access to the UK’s biggest and most established insurers giving us real flexibility in our policies.
We Cover All Types Of Motor Trades
From car sales and mechanics, to breakdown recovery and collection and delivery, we will tailor a policy that will suit your needs.
Cover for Full and Part Time Traders
Whether you own a garage or trade part time from home, we have the right cover for you.
Flexible Payment Options
We offer competitive finance options to help you spread the cost over the policy term.
Who needs motor trade insurance?
If you work in any type of business that needs to move, deliver or drive a customer’s car, then you will need motor trade insurance cover. For motor traders dealing with customer vehicles in their care, a road risks only policy will cover you to drive those vehicles for the purposes of your business.
Road Risks insurance
A road risks policy will cover those buying and selling cars so you will be able to collect them deliver them to the buyer and also demonstrate them.
We can offer combined packages for those with premises away from home so if you trade from a forecourt or a garage then we can tailor a policy giving the right cover for your business.
Valeters who collect customer cars will also benefit from road risks insurance and add value to your service as will those who deliver cars on trade plates.
Can I get / do I qualify for a Motor Trade policy?
To be eligible for a Motor Trade insurance policy, you will need to prove you are a genuine trader.
All insurers can, at any time request proof which will usually be in the form of receipts that have a connection to the type of motor trade you are in.
Part time motor trade insurance
If you are a part time motor trader, you will need to have a minimum turnover of vehicles for sales usually between 6 – 10 per year.
A lot of brokers have strict criteria in regards to the cover they can offer. Here at eQuotedirect.co.uk we have access to various bespoke schemes that can cater for those that may fall outside of that such as convicted drivers, drivers with zero no claims bonus or that have had problems securing the right cover for their business for various reasons.
Things to consider.
We know that not all risks are the same so it’s important you get the right cover. That’s where eQuotedirect.co.uk is able to tailor a combined insurance policy to suit your individual business needs.
We can insure all types of traders including :
- Car Sales and Repairs
- Mechanics and MOT Centres
- Valeters (Premises and Mobile)
- Body Repairs and Resprayers
- Vehicle Collection and Delivery Agents
- Breakdown and Recovery
- Accessory Fitters
We can offer combined packages for those with premises away from home so if you trade from a forecourt or a garage then we can tailor a policy giving the right cover for your business.
You will need to have a minimum turnover of vehicles for sales usually between 6 – 10 per year if you are part-time.
A lot of brokers have strict criteria in regards to the cover they can offer. Here at eQuotedirect.co.uk we have access to various bespoke schemes that can cater for those that may fall outside of that such as convicted drivers, drivers with zero no claims bonus or that have had problems securing the right cover for their business for various reasons.