Motor Trade Insurance

  • Connector.

    UK Leading Motor Trade Broker

    We deal directly with the UK’s biggest and most established insurers giving you peace of mind.

  • Connector.

    Cover Available for a Wide Variety of Trades

    From car sales and mechanics, to breakdown recovery and collection and delivery, we will tailor a policy that will suit your needs.

  • Connector.

    Cover for Full and Part Time Traders

    Whether you own a garage or trade part time from home, we have the right cover for you.

  • Connector.

    Flexible Payment Options

    We offer competitive finance options to help you spread the cost over the policy term.



  • At equotedirect.co.uk, our Motor Trade Insurance policies are provided by the UK’s leading insurance companies. We work in partnership with a huge number of insurers to get you the best value and most suitable insurance quotes for your requirements.

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Who needs motor trade insurance?

For motor traders dealing with customer vehicles in their care, a road risks policy will cover you to drive those vehicles for the purposes of your business.

Road Risks insurance

A road risks policy will cover those buying and selling cars so you will be able to collect them deliver them to the buyer and also demonstrate them.
We can offer combined packages for those with premises away from home so if you trade from a forecourt or a garage then we can tailor a policy giving the right cover for your business.
Valeters who collect customer cars will also benefit from road risks insurance and add value to your service as will those who deliver cars on trade plates.

Can I get / do I qualify for a Motor Trade policy?

To be eligible for a Motor Trade insurance policy, you will need to prove you are a genuine trader.
All insurers can, at any time request proof which will usually be in the form of receipts that have a connection to the type of motor trade you are in.

Part time motor trade insurance

If you are a part time motor trader, you will need to have a minimum turnover of vehicles for sales usually between 6 – 10 per year.

A lot of brokers have strict criteria in regards to the cover they can offer. Here at eQuotedirect.co.uk we have access to various bespoke schemes that can cater for those that may fall outside of that such as convicted drivers, drivers with zero no claims bonus or that have had problems securing the right cover for their business for various reasons.

Things to consider.

We know that not all risks are the same so it’s important you get the right cover. That’s where eQuotedirect.co.uk is able to tailor a combined insurance policy to suit your individual business needs.

Some of the types of motor trade occupations we can cover are:
  • Car Sales
  • Mechanics
  • Valeters
  • Body Repairs
  • Collection and Delivery of Vehicles
  • Breakdown and Recovery
  • Accessory Fitters
We can cater for most trade types, even if your trade is not listed above. Select the Quick Quote button above or call us if you wish to discuss your requirements further.
For those dealing with customers vehicles in their care, a road risks policy will enable you to drive those vehicles for the purposes of your business.

We can offer combined packages for those with premises away from home so if you trade from a forecourt or a garage then we can tailor a policy giving the right cover for your business.

We have access to schemes that cover the following types of vehicle: Modified, Imported, High Performance, Commercial Vehicles up to 44 tonne, Kit and Classic cars, Motorcycles, American and Canadian Vehicles. If a vehicle you are looking to cover is not listed, please call us to discuss your requirements on 01227285540.
To be eligible for a Motor Trade policy you need to prove you are a genuine trader. All insurers can at any time request proof which will usually be in the form of receipts that have a connection to the type of trade you are in.

You will need to have a minimum turnover of vehicles for sales usually between 6 – 10 per year if you are part-time.

A lot of brokers have strict criteria in regards to the cover they can offer. Here at eQuotedirect.co.uk we have access to various bespoke schemes that can cater for those that may fall outside of that such as convicted drivers, drivers with zero no claims bonus or that have had problems securing the right cover for their business for various reasons.

Yes we can offer cover for handheld tools, plant and machinery and diagnostics equipment.
Yes, we offer policies for both full time and part time traders.
Here at eQuotedirect.co.uk we have access to various bespoke schemes that can cater for those that may fall outside of that such as convicted drivers and drivers with zero no claims bonus.
As standard, our policies provide the minimum cover required by law to use the vehicle in and country which is a member of the European Union. Cover can be extended to match the level of cover on the policy for an additional premium.
As standard you will able to add your own personal vehicles to the policy.
We can offer policies to include additional named drivers. This would usually only be extended for Business Partners, Employees and Spouses.
The MID is the central record of all insured vehicles in the UK. It is managed by the MIB (Motor Insurance Bureau) and is used by the Police and the Driver and Vehicle Licensing Agency (DVLA) to enforce motor insurance laws.
The process of adding and removing vehicles from the MID is dependent on the insurer your policy is with and we would provide you with full details when you take a policy out with us. It is a very simple process for all insurers and you don’t need to be a technology whizz to do it!
Yes, providing that you meet the criteria for a Motor Trade policy, and providing you are happy with the quotation provided, we can get you covered immediately. We would need to take at least a deposit payment from you over the phone for cover to commence.
No, we can offer you flexible payment terms which will allow you to pay for your policy over instalments. For more information, please call us on 01227 285540.
Motor Trade Insurance was last modified: November 7th, 2016 by eQuote Direct