HGV Insurance

  • Connector.

    UK Leading HGV Insurance Broker

    With schemes with a large panel of insurers, we are confident we can find the right policy for you atthe right price.

  • Connector.

    Cover Available for Vehicles ranging from 7.5t – 44t

    From articulated lorries and flatbeds, to concrete mixers and skip lorries, we have a policy that will suit your needs.

  • Connector.

    Optional Extras

    Goods in Transit, Public Liability and Employers Liability cover available.

  • Connector.

    European Cover

    Full cover to drive in the EU available.



  • At equotedirect.co.uk, our HGV & Lorry policies are provided by the UK’s leading insurance companies. We work in partnership with a huge number of insurers to get you the best value and most suitable insurance quotes for your requirements.

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Our specialist HGV insurance advisers understand your business needs regardless of whether you are a sole trader or large haulier carrying your own or someone else’s goods. We work hard to help you get the right level of vehicle, goods in transit and liability protection, critical to keep you and your drivers on the road and your business moving. We’ll also help you keep an eye on your costs with our competitive range of policies, giving priceless peace of mind.

Employers Liability

– If you have people working for you, it is required by law for you to hold this employers’ liability insurance. The law states that your policy must cover at least £5 million. If an employee were to sustain illness or injury as a result of working for your company, they could make a claim against you, so it is important you are covered.

Public liability

– This will cover you in the event of a customer or member of the public being injured while on your premises, while using one of your products, or as a result of your, or one of your employees, work or negligence.

Goods in Transit

– Goods in transit insurance covers any loss or damage to goods that may occur while you are transporting them from one place to another. Cover is available for Hire and Reward and Own Goods.

At eQuotedirect.co.uk, we can provide cover for Vehicles ranging from 7.5t – 44t

  • Tippers with or without Grab
  • Articulated Lorries
  • Flatbeds
  • Curtainsiders
  • Concrete Mixers
  • Refrigerated Units
  • Skip Lorries
  • Special Types
You can name up to 4 drivers which usually attracts a cheaper premium, or you can opt for an any driver policy where the policy will allow anyone over the age of 25 to drive with the policy holders permission.
Comprehensive cover which will give you accidental damage fire and theft cover and with most insurers, glass cover will also be included.
Third party fire and theft, no accidental damage or glass cover.
Third party only giving you the minimum cover required.
Cover can be extended to cover your trailer or the trailer in your custody whilst attached and also whilst detached and stored in a secure compound.
We can offer you full cover for you to drive in the EU as an extension to your vehicle policy. You will usually need to specify the countries you will be travelling to so the premium can be calculated correctly.
Yes, providing that you meet the criteria for a HGV policy, and providing you are happy with the quotation provided, we can get you covered immediately. We would need to take at least a deposit payment from you over the phone for cover to commence.
No, we can offer you flexible payment terms which will allow you to pay for your policy over instalments. For more information, please call us on 01227 285540.